Does insurance follow driver or car

 · When your car is driven by someone who is not a member of your family and is not listed on your policy, he or she is still covered by your car insurance policy on account of the aforementioned fact that car insurance follows the car. The term for the non-family member operating your vehicle is, “permissive driver.”.Estimated Reading Time: 8 mins.  · When does car insurance follow the driver? Car insurance generally follows the car, but insurance is never black and white. There are some cases when certain types of coverage do follow the driver too. 1. When you rent a car. Depending on your policy, your car insurance may extend coverage to rental cars. That means if you get into an accident, your . When it comes to your car insurance, there are coverages that can follow you as the driver, or your vehicle. That’s why having the appropriate car insurance coverage is so important. Contact your insurance agent to review your coverage and make sure you’ve got the protection you need. Learn More About Car Insurance.

These coverages “follow the driver.” There are a few situations when car insurance follows the driver instead of the car. One example involves when renting a car. Although you can optionally purchase a rental company’s insurance for the rental vehicle, it may not be necessary. The car insurance you have for your daily-driver extends to. Car insurance generally follows the car, but insurance is never black and white. There are some cases when certain types of coverage do follow the driver too. 1. When you rent a car. Depending on your policy, your car insurance may extend coverage to rental cars. That means if you get into an accident, your car insurance liability coverage will. Short answer, forget all of the "does the insurance follow X or Y?" conjecture; this is just insurance law. It's really not complex to lawyers who understand the issue. Nevertheless, the question to the common question of whether the policy follows the car or the driver, the answer is, it follows both.

Looking to cut down on car insurance costs? Short of changing career, aging 20 years overnight or simply giving up driving for good, it might at first glance seem hopeless. But there are ways. Here are 10 car insurance hacks the providers d. Applying for car insurance is a simple process, but each driver has plenty of decisions to make. To make the right choices, the driver needs to understand the minimum coverage they may be required to have by loan agreement or law. Next, the. Car recalls can be annoying, but they’re also not something you want to ignore. If you ever have any questions about a car recall, you have a variety of options for getting the information you need. If a car manufacturer or the National Hig.